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What is Mutual Insurance? - Financial Web

A mutual insurance company offers policies that are very similar to other companies. Life insurance is one of the most common forms of insurance offered through mutual ownership. The whole life policy offered by them provides a lifetime death benefit for its policy holders as long as the premiums are paid.…

NAMIC - About Mutual Insurance

Capital for a mutual insurance company is sometimes raised from current or prospective policyholders, but usually is obtained by borrowing money. Borrowed money is repaid from the company’s operating profits. Operating profits in a mutual company are often retained, in whole or in part, to finance future growth,...…