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The truth about 'totaled' cars: How to keep yours - insure.com

Jan 22, 2020 · Finding car insurance for a totaled vehicle. Ward says you may run into trouble when you seek auto insurance for a car that has been declared totaled. Your ability to buy collision and comprehensive coverage may be affected. "That is really up to each individual company,” he says. Before you decide to fix your car, check to see if that is an ...…

What Happens If My Car Gets 'Totaled' in an Accident ...

If you're financing a car that's been totaled, your insurance company will likely make the claim check payable to both you and your lender, which means you'll have to come to an agreement with your lender on how to release that money, the Insurance Information Institute (III) says. Typically, the lender will be reimbursed first, with any remaining money then being paid to you.5/5…

Crash Course for Coping With a Totaled Car - Autotrader

Each insurance company has its own methodology for deciding if a car is totaled and establishing its value. Many states also get into the act, further sharpening the total-loss definition. Before an accident is also the time to determine if you should have gap insurance to cover the difference between what your car is worth and the balance you ...…

What happens after your car gets totaled Washington ...

What happens if you keep your totaled car. If you keep your car after the actual cash value, sales tax and applicable prorated taxes and fees are added together, the insurer deducts the salvage value from the total amount of the settlement. The insurer must report your totaled auto to the Washington state Department of Licensing (www.dol.wa.gov).…