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Crash Course for Coping With a Totaled Car - Autotrader

When an insurance company declares a car a total loss or write off, the settlement it pays should be based on the market value of the car before the accident. Insurance-company adjustors have their own resources for establishing a market value for your car, but they probably include online pricing sites and actual records of recent transactions.…

How to Negotiate the Value of a Totaled Car with Your Auto ...

When your car is totaled in an accident and you file a claim, your auto insurance should pay you the same amount it would cost for you to walk onto a lot and purchase the exact same car. This is called the replacement value. Learn how to get the most for your totaled car and how to negotiate the value of your car with your auto insurance company.…