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Glossary of Common Insurance Terms – Nationwide

When a policyholder has been insured by one or more insurance companies, without any lapse in coverage, for a specified period of time. Credit based insurance score A number representing the likelihood of loss, assigned to insurance applicants, based on credit history.…

Consumer Glossary

Term Insurance - life insurance payable only if death of insured occurs within a specified time, such as 5 or 10 years, or before a specified age. Third Party - person other than the insured or insurer who has incurred losses or is entitled to receive payment due to acts or omissions of the insured.…

Glossary of Insurance Terms - AM Best

Term life insurance coverage that can be converted into permanent insurance regardless of an insured's physical condition and without a medical examination. The individual cannot be denied coverage or charged an additional premium for any health problems.…

Glossary IRMI.com

Insurance and Risk Management Terms. ... Common Policy Condition and Nuclear Energy Liability Exclusion Endorsement Discussed in Commercial Auto Insurance February 2020; Motor Carrier Interstate Update Included in Commercial Auto Insurance February 2020; Kansas, Illinois, Indiana, and Massachusetts Updates Included in Commercial Auto Insurance ...…

Term Life Insurance Definition - investopedia.com

Term life insurance, also known as pure life insurance, is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.…