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Do health insurance companies drug test their policyholders?

Health insurance companies do not normally drug test their policyholders. In fact, health insurance policies often do not require much testing at all, particularly for employer-based health plans. Individual health insurance plans may ask more questions about general health and health history, but even they do not often require an examination or testing.…

What drugs do life insurance companies test for ...

Life insurance companies do not allow current drug abusers to purchase life insurance. If you test positive for drugs such as cocaine and heroin, it will mean an automatic decline. To guarantee that there no false positives on your test, check out our guide on how to prepare for the life insurance drug test.…

What Do Insurers Look for in a Life Insurance Blood Test ...

Dec 18, 2019 · If you’re denied life insurance based on the results of your medical exam, the first thing to do is determine the reason why. You should ask the insurer and make sure to request a copy of your test results from the company that performed the analysis. In the case that something looks wrong, request a second exam from the insurer.Author: Maxime Croll…