3. Lamborghini Aventador
![](https://ninan.org/wp-content/uploads/Lamborghini-Aventador-1024x576.jpg)
The Lamborghini Aventador is synonymous with power and prestige. Insuring such a high-performance vehicle is costly due to its high purchase price, repair costs, and the risk profile of its typical driver. Premiums often exceed $10,000 annually.
4. Rolls-Royce Phantom
![](https://ninan.org/wp-content/uploads/Rolls-Royce-Phantom-1024x576.jpg)
The Rolls-Royce Phantom embodies luxury and refinement, with insurance costs to match. Given its status as a symbol of wealth, along with the expensive parts and labor associated with repairs, insurance can cost upwards of $7,000 per year.